Buying gold is always a personal experience, we cherish each and every time we shop gold- either big or small. While the experience is memorable there are some setbacks too. The most common one being the price. We all must be familiar with the situation where our budget amount always falls short while purchasing yet we happily tend to buy the item keeping all the qualms at the back seat.
While this is a common situation we all encounter, we can however stick to the budget by simply making alternate choices than get lured by the charm of the yellow metal. Here are a few simple
Checking designs online
For example: if you decide to buy a gold necklace, you can browse through necklace designs in gold with weight online before stepping into a store. This way you will get a fair idea of how much budget you have vs approximate price and the difference can be easily worked out before even going to a Jewellery store.
Check EMI options
Lately many Jewellers online and in-store Emi options, either through the bank or in collaboration with a third-party financing company. You can check them online, for example when you view long mangalsutra designs with price online, there is an EMI option also that you can click on to see the interest, monthly EMI amount, and procedure or you can reach the customer care people to find out the various options.
Check alternate buying options
When we say alternate buying options, it is recommended to check out lightweight gold items if the one that you selected is above your budget. Lightweight gold is minimalist, effortless, and is fast-picking in trend for its affordability. Another alternative is to buy in 18Kt or 14Kt purity which varies in price too. These are popular in western countries, for their subtle gleam, glossy finish.
Plan ahead
Buying gold is often not a spontaneous, on-the-go decision. It is rather thought well ahead. So why not plan well ahead? Planning can be saving up systematically through a recurring deposit or simply investing in any gold schemes that government offers. Another way of planning is to invest in Jeweller’s gold schemes, this way you get a certain percentage discount as well as off on making charges etc. There are various schemes that you can look into. Some of them also offer to add gold in terms of grams for the price prevailing on that particular day. This way you will also know how many grams are accumulated and what sort of an item you can buy with it.
Custom make
When it comes to gold weight is the most important thing and there is no denying that. A great way to save up is to custom make a design, this allows us to get an estimate of the ornament and be prepared to pay that amount. Also, any old gold that we have can also be exchanged. This way the weight of the new ornament can be adjusted with that of the old gold.
Hope you had good insights on how best to beat the weight game when it comes to buying gold!!